Complete the form below to generate an insurance quote for wine and/or spirits stored in a bonded warehouse.
Before you submit a request you will be required to acknowledge that you have read and understood the Insurance Product Information Document (IPID) and our Terms of Business.
To download PDF versions of all the important documents that relate to Bonded Wines & Spirits Insurance, including the Full Policy Wording, click the link or scroll to the bottom of this page.
We have a handy Wine2insure user guide available in PDF Format. Helpful advice covering; applying for an online quote, making payment using the Worldpay portal, changing card details, policy amendments and cancellation.
For further details please read Our Terms of Business below.
When you propose for Insurance and you find the premium and conditions acceptable, we shall normally be able to start the Insurance when you have completed the website application.
Commercial customers only; If your Insurance is arranged wholly or mainly for purposes related to your trade, business or profession, you have a duty to disclose all material facts, whether or not the insurer asks for specific information. This duty applies throughout the life of your policy and when you renew your Insurance. Material facts are any facts that may influence the Insurer’s decision to accept the policy and/or what terms are applied. Failure to disclose a material fact may invalidate your Insurance and could mean that your claim will not be paid. Under the Insurance Act 2015, you need to undertake a ‘reasonable search’, before answering questions and the presentation of your risk needs to be ‘clear and accessible’; so called ‘data dumping’ without clear signposting is not acceptable. The presentation does need to be made by a ‘responsible’ person.
Consumers only; You must take reasonable care not to make a misrepresentation to the Insurer. This means that all the answers you give and statements you make as part of your Insurance application, including at renewal and when an amendment to your policy is required, should be honest and accurate. If you deliberately or carelessly misinform the Insurers, this could mean that part or all of a claim may not be paid. The Consumers Insurance Act 2012 applies to you.
You may feel that you need help with some aspects of your Proposal Form. Connoisseur Underwriting does not provide you with formal advice, but you may call us and we shall do our best to give you good guidance.You acknowledge that we shall not be liable to you for such guidance, under any circumstances.
It is your responsibility to make sure that your Sums Insured are adequate. Your Wines and Spirits Sums Insured should be an accurate reflection of the basis of settlement offered by the policy. You will hold us harmless for all decisions you make in this regard.
Payment of premium is due immediately and must be paid before cover starts or renews. If you have not paid the renewal premium by the renewal date, your policy will no longer be in force and you will not be able to make any claims under it.
For your protection, we will hold premiums and claims monies received [if applicable] in accordance with Financial Conduct Authority rules in either a statutory or non-statutory account. No interest thereon earned by us in respect of each transaction shall be returned to you unless such amount exceeds £20.
We levy an Administration Fee which is included in the premium. Any change in this level will be advised to you, prior to purchase of the insurance or its renewal.
We or insurers may levy a fee for Financial Conduct Authority charges and FSCS levy. This will be advised to you prior to purchase of the insurance or its renewal.
All personal information about you shall be treated as private and confidential [even when you are no longer a customer], except where the disclosure is made at your request, with your consent, in relation to administering your insurance or where the law requires it. As part of the Financial Conduct Authority’s duties, we may be asked to provide them with access to our customer records in order that they may carry out a review of our activities. Some or all of the information you supply to us will be held on computers or file servers and may be passed to other insurance companies for underwriting and claims purposes.
This document provides key information about your bonded Wines and/or Spirits in store Insurance. It does not contain the full terms, exclusions and conditions. If you have any questions or concerns about this insurance in the first instance, please contact Connoisseur Underwriting, South House, South Street, Dorking, RH4 2JZ through whom this insurance was arranged.
The policy insures against loss or damage to your Wines and/or Spirits whilst in storage only at a LCB Warehouse specified by you during the period of insurance.
AXA XL Insurance Company UK Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential regulation Authority (Firm Reference No. 423308). Its Registered Office is 20 Gracechurch Street, London, EC3V 0BG. Registered in England No. 5328622
This insurance contract period of cover is offered as a monthly contract and insurance will have ended within a period of one (1) month from the start date of the period of Insurance and will continue for as long as you continue to pay your monthly premiums.
We will not pay for physical loss and/or damage to or from:
We will also not pay for any:
Please refer to your policy wording (Pages 13 & 15) for the full list of the exclusions.
If you need to make a claim please contact: Connoisseur Underwriting through whom this insurance was arranged. The contact details are as follows:-.
Connoisseur Underwriting
South House, South Street, Dorking, Surrey RH4 2JZ
Tel: +44 (0)1306 740 555
E-mail: jw@anthonywakefield.com