Instant Quote Form

Complete the form below to generate an insurance quote for wine and/or spirits stored in a bonded warehouse.

Before you submit a request you will be required to acknowledge that you have read and understood the Insurance Product Information Document (IPID) and our Terms of Business.

To download PDF versions of all the important documents that relate to Bonded Wines & Spirits Insurance, including the Full Policy Wording, click the link or scroll to the bottom of this page.

We have a handy Wine2insure user guide available in PDF Format. Helpful advice covering; applying for an online quote, making payment using the Worldpay portal, changing card details, policy amendments and cancellation.

Wine2Insure.com is configured to issue a separate quote (& policy) for each bonded warehouse facility. If you require insurance for more than one facility, you may request further quotes by re-visiting this page.
If you would prefer to talk to one of our friendly advisors about your insurance needs, please give us a call on 01306 740555, during normal office hours.
Part A - Where is your wine stored? *

Select the Bonded Warehouse where your wine and/or spirits are stored from the dropdown list

Part B - What level of cover do you require? *

We offer 7 levels of standard cover, if required select another currency, then choose the level of cover you require. For a higher value of cover, select Level 8 from the list below, entering the value of insurance cover needed.

The Wine2Insure system will automatically generate an insurance quotation for levels 1-7. If you have selected Level 8, a bespoke quotation will be be prepared for you and sent to the email you enter in Part C.
*All fields are required. If you accept our insurance quote, your contact details will be passed to the Worldpay portal as part of the transactional data and therefore need to be accurate. If you are unsure as to the value of wine in storage, we recommend you obtain a professional valuation in order to select the appropriate level of insurance cover.
Part C - Your Details

If you are acting on behalf of a company or organisation please enter the trading name below otherwise leave blank

Part D - Get Your Insurance Quote *

To proceed, tick the boxes below then submit your quote request.

I would like to receive marketing from you about your products & services in line with your privacy policy:

Please note: for legal compliance we will refuse insurance cover to individuals on the UK Governments sanctioned list

Ways to pay

For your convenience we accept payments from the following debit & credit cards:
Visa debit card iconMastercard iconVisa Electron card iconMaestro card iconJCB credit card icon
Visa Debit & Visa Credit cards - Master Card Credit & Master Card Debit Cards - Visa Electron - Maestro - JCB

Cancellation and Refund Policy

Terms of Business

Connoisseur Policies Limited

Connoisseur Policies Limited is registered in the UK as a company (03174402) with its registered office at 4 Guildford Road, Westcott, Dorking, Surrey, RH4 3NR.

Connoisseur Policies Limited is a wholly owned subsidiary of Anthony Wakefield and Company Limited (01756254) registered at the same address
Anthony Wakefield & Co Limited.
Holmbury, The Dorking Business Park, Station Road, Dorking RH4 1HJ
Tel: 01306 740555  Fax: 01306 740770
Connoisseur Policies Limited is an appointed representative of Anthony Wakefield and Company Limited; authorised and regulated by the Financial Conduct Authority through Anthony Wakefield & Company Limited (307545) and listed on the FCA register under 406715.

A guide to your Insurance, our Responsibilities and for completing a Proposal Form

When you propose for Insurance and you find the premium and conditions acceptable, we shall normally be able to start the Insurance when you have completed the website application.

Commercial customers only; If your Insurance is arranged wholly or mainly for purposes related to your trade, business or profession, you have a duty to disclose all material facts, whether or not the insurer asks for specific information. This duty applies throughout the life of your policy and when you renew your Insurance.  Material facts are any facts that may influence the Insurer’s decision to accept the policy and/or what terms are applied. Failure to disclose a material fact may invalidate your Insurance and could mean that your claim will not be paid. Under the Insurance Act 2015, you need to undertake a ‘reasonable search’, before answering questions and the presentation of your risk needs to be ‘clear and accessible’; so called ‘data dumping’ without clear signposting is not acceptable. The presentation does need to be made by a ‘responsible’ person.

Consumers only; You must take reasonable care not to make a  misrepresentation to the Insurer. This means that all the answers you give and statements you make as part of your Insurance application, including at renewal and when an amendment to your policy is required, should be honest and accurate. If you deliberately or carelessly misinform the Insurers, this could mean that part or all of a claim may not be paid. The Consumers Insurance Act 2012 applies to you.

You may feel that you need help with some aspects of your Proposal Form. Anthony Wakefield & Company Ltd does not provide you with formal advice, but you may call us and we shall do our best to give you good guidance. You acknowledge that we shall not be liable to you for such guidance, under any circumstances.

It is your responsibility to make sure that your Sums Insured are adequate. Your Wines and Spirits Sums Insured should be an accurate reflection of the basis of settlement offered by the policy. You will hold us harmless for all decisions you make in this regard.

Payment of premium is due immediately and must be paid before cover starts or renews. If you have not paid the renewal premium by the renewal date, your policy will no longer be in force and you will not be able to make any claims under it.

For your protection, we will hold premiums and claims monies received [if applicable] in accordance with Financial Conduct Authority rules in either a statutory or non-statutory account. No interest thereon earned by us in respect of each transaction shall be returned to you unless such amount exceeds £20.

We levy an Administration Fee which is included in the premium. Any change in this level will be advised to you, prior to purchase of the insurance or its renewal.

We or insurers may levy a fee for Financial Conduct Authority charges and FSCS levy. This will be advised to you prior to purchase of the insurance or its renewal.

All personal information about you shall be treated as private and confidential [even when you are no longer a customer], except where the disclosure is made at your request, with your consent, in relation to administering your insurance or where the law requires it. As part of the Financial Conduct Authority’s duties, we may be asked to provide them with access to our customer records in order that they may carry out a review of our activities. Some or all of the information you supply to us will be held on computers or file servers and may be passed to other insurance companies for underwriting and claims purposes.

Bonded Wines and/or Spirits Insurance

SUMMARY STATEMENT

This document provides key information about your bonded Wines and/or Spirits in store Insurance. It does not contain the full terms, exclusions and conditions. If you have any questions or concerns about this insurance in the first instance, please contact Anthony Wakefield & Company Ltd, Holmbury, The Dorking Business Park, Station Road, Dorking, RH4 1HJ through whom this insurance was arranged.

TYPE OF INSURANCE COVER

The policy insures against loss or damage to your Wines and/or Spirits whilst in storage only at a LCB Warehouse specified by you during the period of insurance.

INSURER

AXA XL Insurance Company UK Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential regulation Authority (Firm Reference No. 423308). Its Registered Office is 20 Gracechurch Street, London, EC3V 0BG. Registered in England No. 5328622

PERIOD OF INSURANCE

This insurance contract period of cover is offered as a monthly contract and insurance will have ended within a period of one (1) month from the start date of the period of Insurance and will continue for as long as you continue to pay your monthly premiums.

SIGNIFICANT FEATURES AND BENEFITS

  • Your Wines and/or Spirits are insured, in excess of the deductible of GBP250 for ‘All Risks’ of physical loss and damage whilst within the LCB Warehouse you have declared, provided you have paid the premium for the period in which you have sustained any loss.
  • Any Wines and/or Spirits consigned to you can also be covered.
  • We will also cover any Excise Duty, V.A.T. or any other taxes or duties that H.M.R.C. may impose on you after a loss, provided your sum insured is sufficient.

SIGNIFICANT AND UNUSUAL EXCLUSIONS OR LIMITATIONS

  • If we and you are not able to agree any question of valuation, the dispute will be referred to an independent third party expert in the relevant field. If we and you cannot agree on an expert, then we and you must each propose a name and then we and you will be bound by the mid-point between the valuations given by the two (2) experts. It is agreed that there will be no appeal from this valuation.
  • You may not make multiple applications via the Wine2insure.com website for your Wines and/or Spirits at the same bonded warehouse.
  • You must ensure that the Wines and/or Spirits are securely and adequately packed in storage so as to withstand the normal hazards associated with storage. If you fail to comply, we will have the option to decline any claim.
  • You and any person acting on your behalf must take steps to protect the Wines and/or Spirits against physical loss or physical damage and to keep it in good condition and repair. If you do not, we may not have to pay any related claim.
  • For Wines and/or Spirits consigned by you or to you for safekeeping, we expect that you have accepted responsibility within the terms and conditions of this policy. Wines and/or Spirits must not be further consigned without your prior authorisation or that of the owner of the Wines and/or Spirits.

We will not pay for physical loss and/or damage to or from:

  • any loss or shortage discovered while taking an inventory;
  • Wines and/or Spirits unless entered in your records;
  • any Wines and/or spirits outside the location(s) specified in the schedule;
  • your or another party’s insolvency, scheme of arrangement or similar arrangement;
  • substitution or mysterious disappearance or unexplained loss;
  • bankruptcy or any book-keeping failure of any wine storage facility;
  • aridity, humidity, exposure to light or extremes of temperature unless such physical loss or physical damage is caused by storm, frost or fire;
  • Wines and/or Spirits which are obtained by any person using any form of payment that proves to be counterfeit, false, fraudulent, invalid, uncollectible or irrecoverable;
  • theft unless resulting from threatened or actual forcible or violent entry to or exit from the insured location;
  • from theft, fraud or dishonesty committed by you;
  • restoring, retouching, or any similar process or any reduction in value of any Wines and/or Spirits following restoration;
  • the escape of water from inside tanks, apparatus or pipes unless the temperature of the water inside the building(s) is maintained to at least 5 degrees Celsius or such equipment is drained and shut off at the mains supply to the building(s)
  • natural ageing, gradual deterioration, rust or oxidisation, warping or shrinkage, moth, vermin or mould; cork fly damage; adulteration (impure and / or unsafe Wines and/or Spirits); deleterious (hazardous), contaminated materials; taint; leakage / evaporation; discolouration; rising damp and rot.

We will also not pay for any:

  • fees and expenses incurred by you in the preparation of a claim;
  • fines or penalties, punitive or exemplary damages of whatsoever nature;
  • loss of value of Wines and/or Spirits as a result of loss of or damage to labels;
  • indirect loss of any kind, being any additional claim, physical loss, physical damage, cost, expense or other financial liability occurring as a result of but after any insured event;

Please refer to your policy wording (Pages 10, 11 & 12) for the full list of the exclusions.

MAKING A CLAIM

If you need to make a claim please contact: Anthony Wakefield & Company Ltd through whom this insurance was arranged. The contact details are as follows:-.

Anthony Wakefield & Company Ltd
Holmbury, The Dorking Business Park, Station Road, Dorking, RH4 1HJ
Tel: +44 (0)1306 740 555
E-mail: claims@anthonywakefield.com

Document Downloads

To download any of the important documents that relate to our Bonded Wines & Spirits Insurance Policy, use the links below:
Policy Wording PDF
IPID PDF
Terms of Business PDF

© 2025 Connoisseur Policies Ltd – Tel: +44(0)1306 740555 - Connoisseur Policies Ltd is an Appointed Representative of Anthony Wakefield & Company Ltd, a firm authorised and regulated by the Financial Conduct Authority (FCA) No. 307545. Registered Office: 4 Guildford Road, Westcott, RH4 3NR. Company number: 03174402. For full details please read our Terms of Business and Privacy & Cookies Policy.

Wine 2 Insure is a trading name of Connoisseur Policies Limited, an appointed representative of Anthony Wakefield and Company Limited which is authorised and regulated by the Financial Conduct Authority.

Any insurance purchased through this website is on a non advisory basis